☰ ˟
Overton Insurance Agency
For Information 800-239-6124
  • Home
  • Get A Quote
    • Automobile
    • HomeownersImage of right arrow
      • Homeowner quote
      • Mobile home quote
    • Motorcycle
    • Recreational VehicleImage of right arrow
      • RV Quote form
      • Boat quote
    • Rental Property InsuranceImage of right arrow
      • Rental house quote
      • Vacant property quote
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID card
      • Request to add driver
      • Request to add vehicle
      • Delete vehicle
      • Delete driver
      • Request copy of policy
      • Request to add lienholder
      • Request to add lienholder
    • HomeownersImage of right arrow
      • Request for copy of policy
      • Claim form
      • Mortgage company change request
    • Mobile Home Insurance
    • MotorcycleImage of right arrow
      • Request for ID card
      • Request for copy of motorcycle policy
      • Request to add motorcycle
      • Request to delete motorcycle
      • Add driver
      • Remove driver
    • Recreational VehicleImage of right arrow
      • Request for ID card
      • Request copy of policy
      • Request to add vehicle
      • Remove Vehicle
      • Add Driver/Operator
      • Remove Driver/Operator
    • Rental Property InsuranceImage of right arrow
      • Request for copy of policy
      • Renters property claim form
      • Vacant house endorsement request
    • Watercraft & Boat
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Overton Insurance Agency
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
OVERTON INSURANCE
We go the extra mile
Auto Homeowners Rental/Vacant Recreational Motorcycle

Renters Insurance


Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.

Connect with us

Social

Check us out

PO BOX 43588
Birmingham, AL 35243

Phone: 800-239-6124
Fax: 205-968-8105
Email: janice@overtoninsurance.com

Fill out the form below to get started with an insurance quote

© Copyright. All rights reserved.
Powered by Insurance Website Builder