Homeowners Insurance

Who can we insure?

1.  A person who owns or is buying a--

• Primary home
• Vacation home
• Condo
• Duplex
• High-valued home
• Town home
• Mobile (manufactured) home

Who may or may not be--

• Shopping for better rates
  
• Cancelled for claims
• Cancelled for credit problems
• Cancelled for a trampoline
• Cancelled for dogs
• Not previously insured
  

2.  A tenant renting a home or an apartment who is:

•  In need of contents coverage--what happens if your neighbor sets fire to his apartment and you lose your "stuff," too?
•  Required by the leasing office to obtain coverage including liability 

What is included in a homeowners' policy?

• Coverage on the dwelling structure 
• Coverage on contents--your furniture, clothing, groceries, etc.
• Coverage on other structures--sheds, garages, carports, etc. (contents of buildings included in "contents" above)
• Liability--it protects you in case someone gets hurt on your property
• Additional living expense--provides money to help you live elsewhere while your home is being repaired from damage from a covered loss
• Vandalism & Malicious Mischief
• Extra coverage for valuable property--guns, jewelry, furs, collections--optional
• Liability on a second residence--optional
  
• Earthquake & Sinkhole--optional

Tenant homeowners' policy:

•  Coverage on contents
•  Liability to protect you in case of a lawsuit
•  Additional living expense
•  Extra coverage for valuable property--guns, jewelry, furs, collections--optional

What types construction can we insure? 

• Frame--wood siding, vinyl siding, aluminum siding
  
• Brick or rock on frame
• Solid masonry--solid brick,  concrete block
• Log
• Mobile (manufactured) home

How can I buy insurance?

• Online
• Over the phone
• In the office by appointment
• In person (we come to you!)

Call us toll-free at 800-239-6124

We go the extra mile!