Homeowners Insurance
Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Who can we insure?
1. A person who owns or is buying a--
- Primary home
- Vacation home
- Condo
- Duplex
- High-valued home
- Town home
- Mobile (manufactured) home
Who may or may not be--
- Shopping for better rates
- Cancelled for claims
- Cancelled for credit problems
- Cancelled for a trampoline
- Cancelled for dogs
- Not previously insured
2. A tenant renting a home or an apartment who is:
- In need of contents coverage--what happens if your neighbor sets fire to his apartment and you lose your "stuff," too?
- Required by the leasing office to obtain coverage including liability
What is included in a homeowners' policy?
- Coverage on the dwelling structure
- Coverage on contents--your furniture, clothing, groceries, etc.
- Coverage on other structures--sheds, garages, carports, etc. (contents of buildings included in "contents" above)
- Liability--it protects you in case someone gets hurt on your property
- Additional living expense--provides money to help you live elsewhere while your home is being repaired from damage from a covered loss
- Vandalism & Malicious Mischief
- Extra coverage for valuable property--guns, jewelry, furs, collections--optional
- Liability on a second residence--optional
- Earthquake & Sinkhole--optional
Tenant homeowners' policy:
- Coverage on contents
- Liability to protect you in case of a lawsuit
- Additional living expense
- Extra coverage for valuable property--guns, jewelry, furs, collections--optional
What types construction can we insure?
- Frame--wood siding, vinyl siding, aluminum siding
- Brick or rock on frame
- Solid masonry--solid brick, concrete block
- Log
- Mobile (manufactured) home
How can I buy insurance?
- Online
- Over the phone
- In the office by appointment
- In person (we come to you!)
Call us toll-free at 800-239-6124
.jpg)
We go the extra mile!
|