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Overton Insurance Agency
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OVERTON INSURANCE
We go the extra mile
Auto Homeowners Rental/Vacant Recreational Motorcycle
Home > Homeowners insurance in Alabama.

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowner quote
Mobile home quote

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Claim form
Mortgage company change request
Request for copy of policy

Homeowners Insurance Information

Who can we insure?

1.  A person who owns or is buying a--

  • Primary home
  • Vacation home
  • Condo
  • Duplex
  • High-valued home
  • Town home
  • Mobile (manufactured) home

 

Who may or may not be--

  • Shopping for better rates
  • Cancelled for claims
  • Cancelled for credit problems
  • Cancelled for a trampoline
  • Cancelled for dogs
  • Not previously insured

 

2.  A tenant renting a home or an apartment who is:

  •  In need of contents coverage--what happens if your neighbor sets fire to his apartment and you lose your "stuff," too?
  •  Required by the leasing office to obtain coverage including liability 

  

What is included in a homeowners' policy?

  • Coverage on the dwelling structure 
  • Coverage on contents--your furniture, clothing, groceries, etc.
  • Coverage on other structures--sheds, garages, carports, etc. (contents of buildings included in "contents" above)
  • Liability--it protects you in case someone gets hurt on your property
  • Additional living expense--provides money to help you live elsewhere while your home is being repaired from damage from a covered loss
  • Vandalism & Malicious Mischief
  • Extra coverage for valuable property--guns, jewelry, furs, collections--optional
  • Liability on a second residence--optional
  • Earthquake & Sinkhole--optional

 

Tenant homeowners' policy:

  •  Coverage on contents
  •  Liability to protect you in case of a lawsuit
  •  Additional living expense
  •  Extra coverage for valuable property--guns, jewelry, furs, collections--optional

 

 

What types construction can we insure? 

  • Frame--wood siding, vinyl siding, aluminum siding
  • Brick or rock on frame
  • Solid masonry--solid brick,  concrete block
  • Log
  • Mobile (manufactured) home

 

How can I buy insurance?

  • Online
  • Over the phone
  • In the office by appointment
  • In person (we come to you!)

 

Call us toll-free at 800-239-6124

 

We go the extra mile! 

 

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PO BOX 43588
Birmingham, AL 35243

Phone: 800-239-6124
Fax: 205-968-8105
Email: janice@overtoninsurance.com

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