Homeowners Insurance

Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Homeowners Insurance Information

Who can we insure?

1.  A person who owns or is buying a--

  • Primary home
  • Vacation home
  • Condo
  • Duplex
  • High-valued home
  • Town home
  • Mobile (manufactured) home


Who may or may not be--

  • Shopping for better rates
  • Cancelled for claims
  • Cancelled for credit problems
  • Cancelled for a trampoline
  • Cancelled for dogs
  • Not previously insured


2.  A tenant renting a home or an apartment who is:

  •  In need of contents coverage--what happens if your neighbor sets fire to his apartment and you lose your "stuff," too?
  •  Required by the leasing office to obtain coverage including liability 


What is included in a homeowners' policy?

  • Coverage on the dwelling structure 
  • Coverage on contents--your furniture, clothing, groceries, etc.
  • Coverage on other structures--sheds, garages, carports, etc. (contents of buildings included in "contents" above)
  • Liability--it protects you in case someone gets hurt on your property
  • Additional living expense--provides money to help you live elsewhere while your home is being repaired from damage from a covered loss
  • Vandalism & Malicious Mischief
  • Extra coverage for valuable property--guns, jewelry, furs, collections--optional
  • Liability on a second residence--optional
  • Earthquake & Sinkhole--optional


Tenant homeowners' policy:

  •  Coverage on contents
  •  Liability to protect you in case of a lawsuit
  •  Additional living expense
  •  Extra coverage for valuable property--guns, jewelry, furs, collections--optional



What types construction can we insure? 

  • Frame--wood siding, vinyl siding, aluminum siding
  • Brick or rock on frame
  • Solid masonry--solid brick,  concrete block
  • Log
  • Mobile (manufactured) home


How can I buy insurance?

  • Online
  • Over the phone
  • In the office by appointment
  • In person (we come to you!)


Call us toll-free at 800-239-6124


We go the extra mile! 


Fill out the form below to get started with an insurance quote