Rental Property Insurance


Rental Property Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Rental Property Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Rental Property Insurance Information

Who needs insurance on a rental house?

A person who owns a home occupied by a:

  • Tenant--someone who pays rent for the use of the home
  • Friend or family member (whether or not paying rent)
  • Anyone other than the owner

 

What coverages are available for a rental house?

 

  • Coverage on the building
  • Coverage on landlord's contents, if any
  • Liability coverage--if someone got hurt on the property, the owner would be sued
  • Landlord personal liability--protection when a tenant sues the landlord for wrongful eviction, defamation of character, etc.
  • Loss of rents--if a tenant has to move out because of a covered loss, the owner would receive a portion of the rents not collected
  • Earthquake
  • Vandalism

 

 

Who needs insurance on a vacant house?

 

Someone who:

  • Owns an unoccupied rental house
  • Bought a house that needs remodeling before it can be occupied
  • Owns an unoccupied house that is up for sale
  • Inherited a house that is presently unoccupied.
  • Owns an unoccupied home due to moving to a nursing home 

 

Most homeowners' policies have a very limited amount of time they will cover a vacant house.  Check your policy!

 

 

What coverages are available for a vacant house policy?

 

  • Coverage on the building
  • Liability coverage--if someone got hurt on the property, the owner could be sued

 

 

How can I buy insurance?

  • Online
  • Over the phone
  • In the office by appointment
  • In person (we come to you!)

 

Call us toll-free at 800-239-6124.

 

We go the extra mile!

Fill out the form below to get started with an insurance quote