Vacant Insurance

Who needs insurance on a vacant house?

Someone who:

• Owns an unoccupied rental house
  

• Bought a house that needs remodeling before it can be occupied
  

• Owns an unoccupied house that is up for sale

• Inherited a house that is presently unoccupied.

• Owns an unoccupied home due to moving to a nursing home 

 

Most homeowners' policies have a very limited amount of time they will cover a vacant house.  Check your policy!

 

 

What coverages are available for a vacant house policy?

• Coverage on the building

• Liability coverage--if someone got hurt on the property, the owner could be sued